I Believe In Me

I have spent much of my adult life making other people and other businesses money. And not small amounts of money, either.  In one of my first jobs I took over a department and slashed $550,000 in waste in my first year. In another job I was put in charge of a very  small business that […]

Why I’m Lucky

I am lucky. See that guy smiling from the grocery cart. His name is Jace, and he is 2 1/2 years old. My only child, I get to spend time with him every day. I am lucky. I have a job that only pays a decent salary, and provides the two of us excellent health insurance. […]

The Important Things

Yesterday was a rollercoaster of a day. It started out with a surprising find and ended with a thud. It was a day that came with an important lesson. The day started with Mr. Jace and Facebook Live. He was showcasing his Batmobile driving skills all over our backyard with his doggie in on all […]

Be Money Smart

Financial peace can go a long ways towards finding our everyday happiness. The stress of money and financial issues can weigh us down and control our emotions. The solution is not simply to have more money. Many a rich person has died penniless. Joe Louis had a 12-year reign as heavyweight champion of the world […]

Be Kind

Be kind.  In a day where each person make dozens and dozens of choices, being kind is the easiest choice to make. If you start the day with this one simple choice, your entire day will become better. Kindness is contagious. If you are kind, the people you are kind to will tend to also […]

Relatively Easy Ways To Build An Emergency Fund

One of the keys to getting out of debt and building financial wealth is creating an emergency fund. This step is so important that it is the first baby step in Dave Ramsey’s Financial Peace University. Although it is important to build this initial emergency fund quickly, that isn’t always financially viable for people who are […]